Credit Risk Analyst II

Kohl's - Dallas, Texas

Position Summary:

PRIMARY RESPONSIBILITIES Analyze, track and report credit data trends/performance to determine and manage card portfolio risk levels. Specifically, develop and implement credit line management strategies with objectives of enhancing revenues and mitigating losses. Develop and implement credit collection strategies to mitigate losses. Develop and implement credit fraud mitigation strategies. Develop portfolio loss and portfolio delinquency reports/dashboards. Develop forbearance program performance reports/dashboards. Develop production reports/dashboards. Coordinate with partners to help implement projects that will improve the overall health of the portfolio. Conduct simple to complex analysis to assess the impact of internal process changes and exogenous changes. Analyze data to provide the basis for strategy deployment. Work closely with the internal modeling and scorecard building team to implement scores and other attributes that have been validated by them. Develop forecasting models. 10-15% domestic or international travel, fully reimbursed. Occasional telecommuting permitted.

QUALIFICATIONS required Bachelor’s degree or foreign equivalent in Statistics, Mathematics, Economics, Business, Finance, Computer Science, or related. Two years of experience as a Business Intelligence Analyst, Sr. Risk Analyst, Quantitative Analyst, Business Analyst, Reporting Analyst, Marketing Analyst, Programmer, or related occupation. Must have prior work experience in the following: SAS programming; Loss and delinquency forecasting methods and model development; Risk segmentation tools such as Triad, ACS and Probe; Data analyses using SAS and MS Excel to infer trends for building scoring and forecasting models; and, Credit card processing systems such as First Data, TSYS, or other proprietary systems. 10-15% domestic or international travel, fully reimbursed. Occasional telecommuting permitted.

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Posted: 30+ days ago

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